Never got anywhere with Aon as if you don't have a garage on the property, or park in the road they don't want to know.
For the last 9 years I've insured my Fulvia on a classic unlimited policy with Footman James, with a £5000 agreed value, continental cover & continental breakdown cover, Drivers covered are my wife, myself + 1 other, Including excess recovery insurance, for under £150 PA.
My Y10 was insured fully comp with Saga, ( not really any cheaper for 3rd party fire & theft) but as the value of the Y10 that any insurer would be prepared to pay out, would be about £500, which in all honesty would only cover a very minor knock, anything else would mean the insurers would write it off;
I decided to take on the highest excess possible (as suggested by the Saga consultant), the reasoning being is that I would never claim, so I would never pay the excess, while at the same time being covered for any damage etc to any other vehicle, property or person.
Doing this, with an excess of £900, I obtained fully comp on the Y10 Gtie (1302cc), for £86 from them.
Brian Hilton
8227
